Expert says insurance sector can rake ₦1 trillion by 2020

Nigerian insurance sector is predicted to hit an income ₦1 trillion premium by 2020 if there is collaboration among operators in the industry, Managing Director/ Chief Executive Officer of Law Union & Rock Plc, Mr. Jide Orimolade, has said.

Orimolade, who made the assertion at a media forum in Lagos, stated that operators should collaborate and curb rate cutting, noting that continuous abuses in rate cutting will not augur well for the industry. He stated: “There have been abuses in terms of rate cutting in the market and I don’t think that it will help the insurance industry. If we all collaborate and agree as colleagues that certain rates should be applicable to a particular product, I don’t see any reason why the one trillion premium income target in the industry can’t be attained. For Law Union & Rock, we don’t embrace rate cutting.”

Orimolade added that people don’t buy insurance because they fear that premium is on the high side even when most premiums are relatively small to the amount of claims that can be paid in the event of loss. He also stated: “Assuming you have a building of ₦100 million, the amount of premium you are going to pay won’t be more than ₦200,000. If there is fire damage or peril damage, you can rest assured that the insurance company will come to your aid.”

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